We've partnered with Affirm and Klarna to offer easy financing options to customers around the world.

We've partnered with Affirm to offer easy financing options.

Affirm allows you to pay for orders on SpinelliKilcollin.com through flexible financing over a period of time. The quick application process requires providing some personal information—either through the pre-qualify link below or at checkout. In most cases, you will get an instant decision on your eligibility to purchase with Affirm payments over 3, 6, 12, 18 or 24 months (ex. for a $700 purchase, you may pay $63.18 for 12 months with a 15% APR).

Affirm conducts a soft credit check, which does not affect your credit score and keeps your information encrypted and guarded using industry standard security protocols. There are no late or hidden fees. All terms of your loan option —including APR and monthly payment amounts—will be presented before you decide on a plan. This allows you to select theist option for you.

After adding items to your shopping bag, proceed to checkout, enter your shipping address and click “Pay Monthly with Affirm” under Billing & Payment.

Enter your billing address and click “Continue to Affirm” to launch the Affirm pop-up experience.

Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number. Once you’re approved and checkout is complete, we will process and ship your order.

In most instances, Affirm will not charge you if your order is returned within 2 weeks. For select items, Affirm may require a down payment when you place your order. In this instance, you will be refunded the down payment if your return is processed within 2 days.


If your order is cancelled within 2 weeks, you will not be charged.


Who should I contact if I’m having technical difficulties with Affirm or have further questions?

Your rate will be [Insert your applicable APR financing offer (e.g 0% APR or 10-36% APR)] based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: 

. Options depend on your purchase amount, and a down payment may be required.

Affirm

We’ve partnered with Klarna to give you a better shopping experience.

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the 

. Monthly financing products are offered by WebBank, member FDIC.

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

CA resident loans made or arranged pursuant to a California Financing Law license.

With Pay in 30 days, you’ll get a free payment delay that allows you to pay for your purchase up to 30 days after it’s been shipped. No upfront payment, no interest, and no fees when you pay on time.

Add item(s) to your cart and head to the checkout.

Select Klarna at the checkout to pay as you like for your purchase.

Manage your orders and payments in the Klarna app.

See all of your purchases in one place, pay any open balances and much more in the 

. You can also log into your Klarna account at 

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

Don’t see your question here? Check out Klarna’s full 

https://www.klarna.com/us/customer-service/

If you need to return part or all of your order, Klarna will issue you with a new statement. Simply follow the retailer's return instructions and make sure to take note of the tracking number. Log into your Klarna account, select “report a return”, and we’ll pause your statement. As soon as the retailer has processed your return, we will send an adjusted invoice.

There's something wrong with my order. Do I still need to pay for it?

You do not need to pay for goods that are received damaged, broken, or defective. Follow the retailer’s dispute instructions and “report a problem” in your Klarna account to pause your statement until the issue is resolved. As soon as the retailer has registered your return, the refund will be processed within 5-7 business days.

I have not received my order. What happens to my statement?

You do not need to pay the statement until you have received your order. Contact the retailer for a delivery update, log into your Klarna account, and “report a problem” to pause your statement until you’ve received your order.

My statement is incorrect. What should I do?

If your statement does not match your order details, please contact the retailer directly to correct your statement. Log into your Klarna account and “report a problem” to pause your statement until the details have been corrected.

We’re on a mission to reshape shopping, by elevating the entire shopping experience from browsing to owning. We do this by giving you the benefits of convenience, perks and inspiration.

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 3500 employees across 17 countries, and are leading the way for alternative payments by serving 90 million consumers and 250000+ retailer’s payment solutions.



https://www.klarna.com/international/about-us/

Klarna

Affirm + Klarna

Any piece of Spinelli Kilcollin jewelry can be personalized just for you. Add stones or annulets, choose metals and more!

Get in touch to discuss customization options with our team

Customization

Each piece of Spinelli Kilcollin fine jewelry is sourced locally and handmade to order in downtown Los Angeles. If the piece you have ordered is in stock, we will be in touch with you right away to coordinate shipping. At this time, our expected lead time is 3 - 6 weeks. Discover 

Jewelry Lead Time: 3-6 Weeks 

Each piece of Spinelli Kilcollin jewelry is ethically and sustainably handmade locally in Downtown Los Angeles with an emphasis on using certified recycled metals and prioritizing low carbon emissions. 


As all components are handmade by our master artisans, pieces may vary slightly.


Affirm + Klarna

We've partnered with Affirm and Klarna to offer easy financing options to customers around the world.

We've partnered with Affirm to offer easy financing options.

What is Affirm?

How Affirm Works

Frequently Asked Questions